Westamerica Bank

Analysis of West America Bank Finance 122 professor Steinke collins Okoroike November 16, 2011 Bank Background Westamerica Bank was established on February 24, 1884 and is the 7th largest commercialized confide headquartered in California. Westamerica Bancorporation operates as a holding social club for Westamerica Bank, a regional biotic community hope with over 90 branches and 2 trust offices in 21 Northern and r eachy California counties. They receive keep recognition by analysts as a very kempt community banking company, and independent bank rating agencies, including Fitch Ratings, Findley communicates, and Bauer fiscal consistently reaffirm their unconditional ratings. Our declination is traded on the NASDAQ stock market under WABC which presently trades at 45.06 a administer with a 52 hebdomad price range among $36.32 and 56.96.Westamerica maintains exceptional asset quality, and our corking ratios exceed regulatory standards for well-capitalized compan ies. Our corking loan quality, loan release reserve, earnings, and capital ratios place them among the top-performing financial institutions in the nation for financial health and safety. Like all other banks, they provide service for their members. Some of the services they take over atomic number 18 multiple checking, savings, and funds market account options.

The bank also offers savings, free checking, money market accounts, financial planning, mortgages, loans and lines of realisation to its individualised account holders with the purpose of being serviceable desire big banks but with the personal comfort of a low-down bank. Bank Operations Westa! merica belongs in mates group government issue 1 which has between 100 and ccc banks and each of these banks are compared to one another in harm of financial information. In terms of assets, they are conservative in the loaning market. fit in to the Uniform Bank Performance Report Westamerica have 57 percent of its assets in loans while the fellow group has moderately above 60 percent of their assets in loans, so...If you want to depart a full essay, order it on our website: OrderCustomPaper.com

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